HOME BUILDING BANCORP INC
10KSB, EX-23.2, 2000-12-29
SAVINGS INSTITUTION, FEDERALLY CHARTERED
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                                                                    Exhibit 23.2
CONSENT OF INDEPENDENT AUDITORS



We consent to the  incorporation  by reference in  Registration  Statement  Nos.
333-3946 and 333-3948 of Home Building Bancorp,  Inc. on Form S-8, of our report
dated November 4, 1999 contained in Exhibit 99 to Home Building Bancorp,  Inc.'s
Annual Report on Form 10-KSB for the fiscal year ended September 30, 2000.



/s/ Kemper CPA Group, LLC
-------------------------
KEMPER CPA GROUP LLC

Mt. Carmel, Illinois
December 27, 2000



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