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Exhibit 23.2 CONSENT OF INDEPENDENT AUDITORS We consent to the incorporation by reference in Registration Statement Nos. 333-3946 and 333-3948 of Home Building Bancorp, Inc. on Form S-8, of our report dated November 4, 1999 contained in Exhibit 99 to Home Building Bancorp, Inc.'s Annual Report on Form 10-KSB for the fiscal year ended September 30, 2000. /s/ Kemper CPA Group, LLC ------------------------- KEMPER CPA GROUP LLC Mt. Carmel, Illinois December 27, 2000
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