HOME BUILDING BANCORP INC
10KSB, EX-23.1, 2000-12-29
SAVINGS INSTITUTION, FEDERALLY CHARTERED
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                                                                    Exhibit 23.1



CONSENT OF INDEPENDENT AUDITORS



We consent to the  incorporation  by reference in  Registration  Statement  Nos.
333-3946 and 333-3948 of Home Building Bancorp,  Inc. on Form S-8, of our report
dated  November 8, 2000  contained in the Annual  Report to  Shareholders  under
Exhibit 13 to Home Building Bancorp, Inc.'s Annual Report on Form 10-KSB for the
fiscal year ended September 30, 2000.




/s/ Crowe, Chizek and Company LLP
-----------------------------------
Crowe, Chizek and Company LLP

Indianapolis, Indiana
November 8, 2000




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