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Exhibit 21 SUBSIDIARIES OF THE REGISTRANT ------------------------------ <TABLE> <CAPTION> Subsidiary State Percent of of Incorporation Parent Subsidiary Ownership or Organization --------------------------- --------------------------- ------------ ---------------- <S> <C> <C> <C> Home Building Bancorp, Inc. Home Building Savings Bank, 100% Federal FSB Home Building Savings Bank, White River Service 100% Indiana FSB Corporation </TABLE>
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