CONSENT OF INDEPENDENT ACCOUNTANTS



The Board of Directors
First Federal Bancorporation
Bemidji, Minnesota


We hereby consent to the  incorporation  by reference in this Form 10-KSB in the
previously filed Registration  Statement of First Federal Bancorporation on Form
S-8 (No.  33-98242)  of our  report,  dated  October 27,  2000,  relating to the
consolidated   financial   statements  of  First  Federal   Bancorporation   and
subsidiaries.




                                         /s/  McGLADREY & PULLEN, LLP

                                         McGLADREY & PULLEN, LLP


Duluth, Minnesota
December 21, 2000



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