EXHIBIT 21
Subsidiaries of the Registrant
<TABLE>
<CAPTION>
State or Other
Jurisdiction of Percentage
Incorporation Ownership
--------------- ----------
Parent
------
<S> <C> <C>
First Federal Bancorporation Minnesota N/A
Subsidiary (1)
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First Federal Bank United States 100%
Subsidiaries of First Federal Bank (1)
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First Federal Service Corporation Minnesota 100%
<FN>
___________
(1) The assets, liabilities and operations of the subsidiaries are included in
the consolidated financial statements contained in the Annual Report to
Stockholders attached hereto as an exhibit.
</FN>
</TABLE>