Sub-account Bonus Endorsement
This endorsement forms a part of the contract to which it is attached. This
bonus is guaranteed and will be paid as described below.
A bonus of .0125% (.15% on an annualized basis) will be credited to your
variable account value if the contract value is greater than or equal to
$100,000. This bonus is credited on each monthly anniversary day.
In all other respects, the terms, conditions and provisions of the contract will
remain the same.
Signed for Kansas City Life Insurance Company, a stock company, at its Home
Office, 3520 Broadway, PO Box 419139, Kansas City, MO 64141-6139.
/s/ C. John Malacarne /s/ R. Philip Bixby
Secretary President
