Sub-account Bonus Endorsement
This endorsement forms a part of the contract to which it is attached. This
bonus is guaranteed and will be paid as described below.
After the eighth contract year, a bonus of .01665% (.20% on an annualized
basis) of the variable account value will be credited on each monthly
anniversary day.
In all other respects, the terms, conditions and provisions of the contract will
remain the same.
Signed for Kansas City Life Insurance Company, a stock company, at its Home
Office, 3520 Broadway, PO Box 419139, Kansas City, MO 64141-6139.
/s/ C. John Malacarne /s/ R. Philip Bixby
Secretary President
