GFSB BANCORP INC
10KSB, EX-27, 2000-09-25
SAVINGS INSTITUTION, FEDERALLY CHARTERED
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<TABLE> <S> <C>


<ARTICLE>                                            9

<LEGEND>
     THIS SCHEDULE  CONTAINS SUMMARY  FINANCIAL  INFORMATION  EXTRACTED FROM THE
     QUARTERLY  REPORT  ON FORM  10-KSB  AND IS  QUALIFIED  IN ITS  ENTIRETY  BY
     REFERENCE TO SUCH FINANCIAL INFORMATION.
</LEGEND>

<MULTIPLIER>                                   1000

<S>                                      <C>
<PERIOD-TYPE>                                 12-MOS
<FISCAL-YEAR-END>                             JUN-30-2000
<PERIOD-END>                                  JUN-30-2000
<CASH>                                          2,876
<INT-BEARING-DEPOSITS>                          1,215
<FED-FUNDS-SOLD>                                    0
<TRADING-ASSETS>                                    0
<INVESTMENTS-HELD-FOR-SALE>                    54,369
<INVESTMENTS-CARRYING>                          1,681
<INVESTMENTS-MARKET>                                0
<LOANS>                                       109,777
<ALLOWANCE>                                       512
<TOTAL-ASSETS>                                176,786
<DEPOSITS>                                     79,948
<SHORT-TERM>                                   83,166
<LIABILITIES-OTHER>                               986
<LONG-TERM>                                         0
                               0
                                         0
<COMMON>                                           94
<OTHER-SE>                                     12,592
<TOTAL-LIABILITIES-AND-EQUITY>                176,786
<INTEREST-LOAN>                                 8,660
<INTEREST-INVEST>                               3,001
<INTEREST-OTHER>                                  328
<INTEREST-TOTAL>                               11,989
<INTEREST-DEPOSIT>                              3,205
<INTEREST-EXPENSE>                              7,117
<INTEREST-INCOME-NET>                           4,871
<LOAN-LOSSES>                                     205
<SECURITIES-GAINS>                                (66)
<EXPENSE-OTHER>                                 2,699
<INCOME-PRETAX>                                 2,217
<INCOME-PRE-EXTRAORDINARY>                      2,217
<EXTRAORDINARY>                                     0
<CHANGES>                                           0
<NET-INCOME>                                    1,560
<EPS-BASIC>                                      1.70
<EPS-DILUTED>                                    1.67
<YIELD-ACTUAL>                                   3.15
<LOANS-NON>                                       719
<LOANS-PAST>                                        0
<LOANS-TROUBLED>                                    0
<LOANS-PROBLEM>                                 2,406
<ALLOWANCE-OPEN>                                  443
<CHARGE-OFFS>                                     138
<RECOVERIES>                                        2
<ALLOWANCE-CLOSE>                                 512
<ALLOWANCE-DOMESTIC>                              512
<ALLOWANCE-FOREIGN>                                 0
<ALLOWANCE-UNALLOCATED>                             0



</TABLE>


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