<TABLE> <S> <C>
<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
QUARTERLY REPORT ON FORM 10-KSB AND IS QUALIFIED IN ITS ENTIRETY BY
REFERENCE TO SUCH FINANCIAL INFORMATION.
</LEGEND>
<MULTIPLIER> 1000
<S> <C>
<PERIOD-TYPE> 12-MOS
<FISCAL-YEAR-END> JUN-30-2000
<PERIOD-END> JUN-30-2000
<CASH> 2,876
<INT-BEARING-DEPOSITS> 1,215
<FED-FUNDS-SOLD> 0
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 54,369
<INVESTMENTS-CARRYING> 1,681
<INVESTMENTS-MARKET> 0
<LOANS> 109,777
<ALLOWANCE> 512
<TOTAL-ASSETS> 176,786
<DEPOSITS> 79,948
<SHORT-TERM> 83,166
<LIABILITIES-OTHER> 986
<LONG-TERM> 0
0
0
<COMMON> 94
<OTHER-SE> 12,592
<TOTAL-LIABILITIES-AND-EQUITY> 176,786
<INTEREST-LOAN> 8,660
<INTEREST-INVEST> 3,001
<INTEREST-OTHER> 328
<INTEREST-TOTAL> 11,989
<INTEREST-DEPOSIT> 3,205
<INTEREST-EXPENSE> 7,117
<INTEREST-INCOME-NET> 4,871
<LOAN-LOSSES> 205
<SECURITIES-GAINS> (66)
<EXPENSE-OTHER> 2,699
<INCOME-PRETAX> 2,217
<INCOME-PRE-EXTRAORDINARY> 2,217
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 1,560
<EPS-BASIC> 1.70
<EPS-DILUTED> 1.67
<YIELD-ACTUAL> 3.15
<LOANS-NON> 719
<LOANS-PAST> 0
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 2,406
<ALLOWANCE-OPEN> 443
<CHARGE-OFFS> 138
<RECOVERIES> 2
<ALLOWANCE-CLOSE> 512
<ALLOWANCE-DOMESTIC> 512
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>