EXHIBIT 23
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NEFF & RICCI
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LLP
CONSENT OF INDEPENDENT ACCOUNTANTS
Board of Directors
GFSB Bancorp, Inc.
We consent to incorporation by reference in the registration statement (No.
333-07131) on Form S-8 of GFSB Bancorp, Inc. of our report dated August 3, 2000,
relating to the consolidated statement of financial condition of GFSB Bancorp,
Inc. as of June 30, 2000, and the related consolidated statements of earnings
and comprehensive earnings, changes in stockholders' equity and cash flows for
the years ending June 30, 2000 and 1999, which report appears in the June 30,
2000 annual report on Form 10-KSB of GFSB Bancorp, Inc.
/s/ NEFF & RICCI LLP
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September 25, 2000
Albuquerque, New Mexico
CONSULTANTS & CERTIFIED PUBLIC ACCOUNTANTS
7001 Prospect Lace, NE * Albuquerque, NM 87110
(505) 883-6612 * Fax (505) 830-6282 * e-mail: [email protected]
