ANNUITY INVESTORS VARIABLE ACCOUNT A
497J, 1999-05-05
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                                  CERTIFICATION


Pursuant to Rule 497(j),  Annuity Investors  (REGISTGERED)  Variable Account A,
The  Commodore  Nauticus  (REGISTERED)  (1933 Act File No.  33-59861,  1940 Act
File No.  811-07299)  ("Registrant")  hereby  certifies  (a) that the  forms of
Prospectus and Statement of Additional  Information  used with respect to it do
not differ from those contained in  Post-Effective  Amendment No. 4 ("Amendment
No. 4") to its  Registration  Statement and (b) that  Amendment No. 4 was filed
electronically.

Dated:  May 4, 1999            By: /s/ Mark F. Muething
                                   -------------------------
                                   Mark F. Muething



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