ANNUITY INVESTORS VARIABLE ACCOUNT A
497J, 1999-05-05
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                                  CERTIFICATION


Pursuant to Rule 497(j),  Annuity  Investors  (REGISTERED)  Variable Account A,
The Commodore  Americus  (SERVICE MARK) (1933 Act File No.  33-65409,  1940 Act
File No.  811-07299)  ("Registrant")  hereby  certifies  (a) that the  forms of
Prospectus and Statement of Additional  Information  used with respect to it do
not differ from those contained in  Post-Effective  Amendment No. 3 ("Amendment
No. 3") to its  Registration  Statement and (b) that  Amendment No. 3 was filed
electronically.

Dated:  May 4, 1999            By: /s/ Mark F. Muething
                                   ------------------------                     
                                   Mark F. Muething



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