AMERICAN NATIONAL BANCORP INC
10-K/A, 1996-12-27
SAVINGS INSTITUTION, FEDERALLY CHARTERED
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                            SIGNATURES

    Pursuant to the requirements of Section 13 or 15(d) of the
Securities Exchange Act of 1934, the Registrant has duly caused
this report to be signed on its behalf by the undersigned,
thereunto duly authorized.


                        AMERICAN NATIONAL BANCORP, INC.


Date: 10/28/96              By: /s/ A. Bruce Tucker
                                A. Bruce Tucker, President
                                Chief Executive Officer
                                and Director


    Pursuant to the requirements of the Securities Exchange of
1934, this report has been signed below by the following persons on
behalf of the Registrant and in the capacities and on the dates
indicated.



By: /s/ A. Bruce Tucker           By: /s/ James M. Uveges
    A. Bruce Tucker, President,      James M. Uveges, Senior Vice
     Chief Executive                  President and Chief
     and Director                     Financial Officer 
    (principal accounting officer)

Date: 10/28/96                    Date: 10/28/96



By: /s/ Howard K. Thompson        By: /s/ Lenwood M. Ivey
    Howard K. Thompson, Chairman     Lenwood M. Ivey, Director
     of the Board           

Date: 10/28/96                    Date: 10/28/96



By: /s/ David L. Pippinger        By: /s/ Joseph M. Solomon
    David L. Pippinger, Director      Joseph M. Solomon, Director

Date: 10/28/96                    Date: 10/28/96



By: /s/ Betty J. Stull            By: /s/ Jimmie T. Noble
    Betty J. Stull, Director         Jimmie T. Noble, Director

Date: 10/28/96                   Date: 10/28/96

PAGE
<PAGE>
WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.

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