Exhibit 99.2
JOINT FILING AGREEMENT
In accordance with Rule 13d-1(k)(1) under the Securities Exchange Act of 1934,
as amended, the undersigned hereby agree that this Statement on Schedule 13D
with respect to the beneficial ownership of shares of Common Stock of United
Auto Group, Inc. is filed jointly, on behalf of each of them. This Agreement may
be executed in any number of counterparts, all of which taken together shall
constitute one and the same instrument.
Dated: December 18, 2000
THE BANK OF NOVA SCOTIA
By: /s/ D.N. Gillespie
----------------------------
Name: D.N. Gillespie
Title: Managing Director
CALDER & CO.
By: /s/ W.R. Ebbels
-----------------------------
Name: W.R. Ebbels
Title: Partner