<PAGE> 1
Pricing Supplement dated January 5, 1997 Rule 424(b)(3)
(To Prospectus dated October 23, 1995) File No. 33-62601
$190,587,000 Principal Amount
Advanta Corp.
91 Day Notes
Six, Eighteen and Thirty Month Notes
One, Two, Three, Four, Five, Seven and Ten Year Notes
<TABLE>
<CAPTION>
Annual Annual
Interest Percentage Interest Percentage
Rate Yield Rate Yield
Maturity Per Annum (APY)* Maturity Per Annum (APY)*
- -------- --------- ----- -------- --------- -----
<S> <C> <C> <C> <C> <C>
91 Days 5.31% 5.45% One Year 6.06% 6.25%
Six Months 5.59% 5.75% Two Years 6.16% 6.35%
Eighteen Months 6.11% 6.30% Four Years 6.39% 6.60%
Thirty Months 6.30% 6.50% Five Years 6.67% 6.90%
</TABLE>
__________________________________
* Effective annual yield assumes interest reinvested at the current daily rate.
Substantial penalty for early withdrawal.
